Effective Date: April 24, 2026
At JBMcredit, we value your trust and are committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our website and use our services.
1. Information We Collect
To provide you with the best credit card and loan options, we may collect the following information:
- Personal Identity: Name, Date of Birth, Gender, and Marital Status.
- Contact Details: Phone Number, Email Address, and Residential Address.
- Financial & KYC Data: PAN Card number, Aadhaar details, Income details, Employment status, and Credit Score.
2. How We Use Your Information
We use the collected data strictly for the following purposes:
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To check your eligibility for various credit cards and loans.
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To facilitate your application with our partner banks and financial institutions.
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To contact you regarding your application status or to provide financial consultancy.
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To comply with legal and regulatory requirements (KYC norms).
3. Data Sharing & Disclosure
JBMcredit does not sell or rent your personal data to third-party telemarketers. Your information is only shared with:
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Partner Banks/NBFCs: Only those institutions where you choose to apply for a credit card or loan.
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Verification Agencies: Authorized agencies used by banks to verify your identity and income.
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Legal Authorities: If required by law to prevent fraud or unauthorized transactions.
4. Data Security
We implement industry-standard security measures, including SSL Encryption, to protect your data from unauthorized access, alteration, or disclosure. While we strive to use commercially acceptable means to protect your personal information, remember that no method of transmission over the internet is 100% secure.
5. Cookies
Our website uses cookies to enhance user experience. You can choose to disable cookies through your browser settings; however, this may affect the functionality of some parts of our website.
6. Third-Party Links
Our website may contain links to external bank portals. JBMcredit is not responsible for the privacy practices or content of these third-party websites. We encourage you to read their privacy policies separately.
7. Your Consent
By using JBMcredit, you hereby consent to our Privacy Policy and agree to its terms. You authorize JBMcredit and its representatives to contact you via call, SMS, or email regarding your financial requirements.
8. Updates to This Policy
We may update our Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.”