ICICI Bank Credit Card

ICICI Bank Credit Card

The ICICI Bank Gemstone collection is designed to offer escalating benefits across shopping, travel, and luxury.

  • ICICI Coral Card: An excellent entry-level premium card focused on daily rewards, dining, and movie discounts.

  • ICICI Rubix Card: A mid-tier “Dual Card” (issued on two networks) offering a balance of lifestyle rewards and complimentary Golf.

  • ICICI Sapphiro Card: The flagship of the series, providing elite travel privileges, international lounge access, and high-value entertainment perks.

  • Common Advantage: All three cards feature the 1% fuel surcharge waiver and access to the “Culinary Treats” dining program.

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1. ICICI Bank Coral Credit Card

The Coral card is tailored for those who want consistent value on their everyday lifestyle spends.

  • Rewards: Earn 2 reward points for every ₹100 spent (1 point on Utilities and Insurance).

  • Movies: Get a 25% discount (up to ₹100) on movie tickets via BookMyShow and INOX, twice a month.

  • Lounge Access: 1 complimentary domestic airport lounge visit per quarter (subject to a spending milestone of ₹35,000 in the previous quarter).

  • Dining: Exclusive savings at partner restaurants through the ICICI Bank Culinary Treats program.

2. ICICI Bank Rubix Credit Card

Rubix is a unique dual-platform card that gives you the power of two networks (Mastercard/Visa + Amex) with a single account.

  • Welcome Perks: Premium brand vouchers worth over ₹5,000 upon joining.

  • Entertainment: Buy 1 Get 1 Free movie ticket offer on BookMyShow (up to ₹250 per ticket) twice every month.

  • Travel & Leisure: 2 complimentary domestic airport lounge visits and 2 domestic railway lounge visits per quarter.

  • Golf: 1 complimentary round or lesson of Golf every month.

3. ICICI Bank Sapphiro Credit Card

Sapphiro is the ultimate choice for luxury seekers and international travelers, offering top-of-the-line privileges.

  • Elite Welcome: Premium joining vouchers worth over ₹9,000 from leading brands.

  • Entertainment: Buy 1 Get 1 Free on BookMyShow (up to ₹500 for movies and up to ₹500 for events/non-movies) twice a month.

  • Global Travel:

    • 4 complimentary domestic lounge visits per quarter.

    • 2 complimentary international lounge visits per year via the DragonPass program.

  • Golf: Up to 4 complimentary rounds of Golf per month (based on spend criteria).

  • Comprehensive Insurance: Includes Air Accident Insurance and protection against travel-related inconveniences like baggage loss.

Summary Table

Feature Coral Card Rubix Card Sapphiro Card
Category Entry-Premium Mid-Premium Ultra-Premium
Movie Offer 25% Discount BOGO (up to ₹250) BOGO (up to ₹500)
Dom. Lounge 1 per Quarter 2 per Quarter 4 per Quarter
Golf Access No 1 per Month Up to 4 per Month

Disclaimer: All logos and trademarks are the property of ICICI Bank. This content is for informational purposes only; please refer to the official ICICI Bank website for the most recent fees, terms, and conditions.

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