Axis Bank Credit Card

Axis Bank offers one of the most versatile credit card portfolios in India, catering to every type of spender.

  • Unmatched Cashback: The Flipkart Axis and Axis Ace cards are industry leaders for flat, unlimited cashback.

  • Premium Travel: Cards like Atlas and Magnus provide elite travel benefits, including Air Miles and concierge services.

  • Lifestyle & Entertainment: Entry-level favorites like My Zone and Neo offer massive discounts on movies (BOGO) and food delivery.

  • Dining Privileges: Most Axis cards include access to the Dining Delights program, offering up to 20% off at thousands of restaurants.

  • Utility & Fuel: The IndianOil Axis card offers significant value-back on fuel and daily essentials.

Axis Bank categorizes its cards to provide maximum value across different spending habits:

1. Shopping & Cashback Specialists

  • Flipkart Axis Bank Card: Ideal for frequent online shoppers, offering unlimited 5% cashback on Flipkart and Myntra, plus 4% on preferred partners like Swiggy and Uber.

  • Axis Bank Ace Card: A powerhouse for bill payments, offering 5% cashback on Google Pay (bills/recharges) and 1.5% unlimited cashback on all other spends.

2. Travel & Luxury (Atlas, Magnus, Horizon)

  • Axis Bank Atlas: Designed for frequent flyers. It earns “Edge Miles” that can be converted into Air Miles across numerous international airlines and hotel chains.

  • Axis Bank Magnus: A top-tier luxury card offering unlimited international lounge access, complimentary flight tickets, and high-end lifestyle concierge services.

  • Axis Bank Horizon: Focuses on travel rewards, providing accelerated points on travel bookings and domestic/international lounge access.

3. Entertainment & Daily Lifestyle

  • Axis Bank My Zone: Popular for its Buy 1 Get 1 Free movie ticket offer on Paytm Movies and regular discounts on Swiggy.

  • Axis Bank Neo: A budget-friendly card offering 10% discounts on brands like Zomato, Amazon (Utility), and Blinkit.

  • Axis Bank Select: A premium lifestyle card that offers a Priority Pass membership, complimentary Golf rounds, and renewal gift vouchers.

4. Fuel, Health & Wellness

  • Axis Bank IndianOil Card: Provides a 4% value-back on fuel purchases at IndianOil outlets and accelerated rewards on online shopping.

  • Axis Bank Aura: A unique health-focused card that provides free doctor consultations, discounted health check-ups, and fitness subscriptions.


Standard Benefits (Across Most Axis Cards)

  • Edge Reward Points: A flexible loyalty program where points can be redeemed for thousands of products, vouchers, or travel bookings.

  • Dining Delights: Enjoy up to 15% to 20% discount at over 10,000 partner restaurants across India.

  • EMI Conversion: Securely convert any transaction above ₹2,500 into easy monthly installments via the mobile app.

  • Contactless Technology: All cards are equipped with NFC for secure “Tap & Pay” transactions.


Disclaimer: All logos and trademarks are the property of Axis Bank. This content is for informational purposes only; please refer to the official Axis Bank website for the latest fees and terms.

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