IDFC FIRST Mayura Credit Card

1. Superior Rewards Program

• 10X Reward Points: Earn 10X points on all incremental spends above ₹20,000 in a billing cycle and on your Birthday.

• Accelerated Travel Rewards: Get up to 40X points on flights and 60X points on hotel stays when booked via the “Travel & Shop” section of the IDFC Mobile App.

• Point Value: 1 Reward Point = ₹0.50 for travel bookings (highest value) or ₹0.25 for other redemptions.

• No Expiry: Reward points never expire, allowing you to save them for big redemptions.

2. Global Travel & Lifestyle Privileges

• Lounge Access: Enjoy 4 complimentary domestic and 4 complimentary international lounge visits per quarter. One visit per quarter can also be used for a Guest.

• Spa & Golf: Access to airport spas and 2 complimentary golf rounds or lessons per month.

• Trip Cancellation Protection: Free coverage up to ₹50,000 for flight and hotel cancellations (valid twice a year).

• Forex Advantage: Zero fee on international transactions, saving you 3.5% compared to standard cards.

3. Comprehensive Insurance & Protection

• High-Value Cover: Air Accident Cover of ₹1 Crore and Personal Accident Cover of ₹1 Crore.

• Lost Card Liability: Security cover of ₹50,000 against unauthorized transactions.

• Travel Insurance: Coverage of USD 1,200 for baggage loss, delay, or passport loss.

4. Fees & Charges

• Joining Fee: ₹5,999 + GST (Pay early for quick dispatch of the metal card).

• Annual Fee: ₹5,999 + GST (Waived on high anniversary year spends or rewarded with bonus points).

• Interest Rates: Dynamic APR from 9% to 47.88% per annum.

• Interest-Free Cash: Withdraw cash from ATMs without interest for up to 48 days (only a flat ₹199 fee applies).

PART 3: ELIGIBILITY CRITERIA

The Mayura card is an invitation to a premium lifestyle, and the following criteria are generally required:

• Age: Minimum 21 years and maximum 65 years.

• Income: Minimum annual income (Gross) of ₹25 Lakhs (LPA) or above.

• Occupation: Salaried or Self-employed with stable income proof (ITR/Salary slips).

• Credit History: A superior CIBIL score (typically 780+) with a perfect repayment track record.

• Existing Customers: Often offered as an upgrade to existing IDFC Wealth or Select cardholders based on their high spending.

Disclaimer: All logos and images are property of IDFC FIRST Bank. Benefits, fees, and eligibility are subject to change as per the bank’s internal policy. Please check the official IDFC 0101 app or website for the most current updates.